Choose from a wide range of purchases
Going on a spontaneous trip, buying a last-minute gift, or quickly need some extra cash? We get it-things can change fast when it comes to your money.
Free up cash in seconds with N26 Installments. Simply split eligible past purchases into monthly installments, and instantly get money back to spend how you like. No waiting, no hidden fees, no problem.
Instantly free up cash
Paid for something in the last 4 weeks that costs between €50 up to €500? Split eligible purchases into 3 to 6 monthly installments, and pay it back over time-with an effective annual interest rate of 7.49% to %, depending on your internal credit score. We’ll take the first installment when you split it, and put the rest of the money in your account straight away.
No waiting, no hassle
Unlike credit cards, there’s no need to fill out long application forms or even provide extra documents. N26 Installment loans are pre-approved for eligible customers, so you can free up cash in seconds-right in your N26 app.
Whether you’ve booked flights, train tickets and hotel rooms, or bought electronics, furniture, and even a fabulous new statement piece-you can split a wide range of eligible purchases into installments. Best of all, you can split multiple purchases-as long as the total is less than €500. We’ll send you an alert if you’ve made an eligible purchase, so you can get started right away. For more information, dive into the T&Cs.
100% transparency at every step
Let’s face it-nobody likes hidden fees. Enjoy no set-up fees, no service fees, and no late fees with N26 Installments. You’ll get an upfront overview of the effective annual interest rate and monthly payments before you go view publisher site ahead-and we’ll always send you a reminder before your payment’s due. You’re always in control.
Getting started is easy
- Go to the ‘Explore’ tab and scroll down to ‘Financial Products’
- Select ‘N26 Installments’ and tap ‘Split a purchase’
- Confirm your payment plan-and that’s it! Read more
