Can I get a loan without a credit check?
It’s sometimes easy to fall behind on your bills, particularly as the price of everything seems to go up all the time. Even worse is when you find yourself with an unexpected bill that must be paid straight away through no fault of your own. Sometimes, we don’t have the luxury of relying on friends and family or waiting until payday to cover emergency financial situations. A quick and simple cash loan might be just the thing you need!
What is a cash loan?
A cash loan is a form of short term borrowing designed to help people cover unexpected expenses quickly. Cash loans are usually for small sums of up to around 1000 pounds and need to be paid back usually within a few months to a year.
We know it can be inconvenient and time-consuming applying with a high street lender. The thing is they sometimes don’t even offer small sums of money over somewhat short periods. This is why a quick loan from an online broker like Little Loans may be a viable and affordable solution if you do need cash quickly.
How do cash loans work?
Cash loans work like many others short term forms of lending – you apply for the loan, your affordability to borrow is assessed, along with your credit file and then you’re given a decision on whether your application is approved or declined. If approved, the lender will send cash straight to your bank account within minutes*.
Can I apply online?
Yes, you certainly can get a cash loan online, subject to status and approval. We are a Financial Conduct Authority (FCA) authorised and regulated loan broker in the UK and we have a panel of lenders specialising in lending to people with less than perfect credit history.
In short – no, you cannot get a cash loan without a credit check. Read more